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    • Financial Calculator

    Flat vs Reducing Rate Calculator

    Compare flat and reducing interest rates to make informed financial decisions

    Loan amount
    ₹
    Rate of interest (per annum)
    %
    Loan tenure

    Flat interest rate

    Monthly EMI ₹1,08,808
    Total interest ₹1,18,700
    Total amount ₹13,05,700

    Reducing balance interest rate

    Monthly EMI ₹1,04,356
    Total interest ₹65,274
    Total amount ₹12,52,274
    Save ₹53,426
    Flat
    Flat interest rate
    Interest amount
    Principal amount
    Reducing
    Reducing balance interest rate
    Interest amount
    Principal amount

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